Direct answer
It depends on the cause of the damage, as most standard policies cover sudden, accidental pipe bursts but exclude gradual seepage or flood damage.
Standard homeowner policy language regarding peril exclusions and maintenance requirements. For additional information about policy exclusions and maintenance responsibilities, see the Insurance Information Institute‘s guide on understanding homeowner insurance.
What this means for you
It depends on the cause of the damage, as most standard policies cover sudden, accidental pipe bursts but exclude gradual seepage or flood damage.
AAROHI INSURANCE
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.
One Response