Does home insurance cover flood damage?

Direct answer

It depends on your state laws and the number of employees you have, as most jurisdictions require coverage as soon as you hire your first employee.

State-specific labor department statutes and workers’ compensation commission regulations.


What this means for you

It depends on your state laws and the number of employees you have, as most jurisdictions require coverage as soon as you hire your first employee.

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This page is informational and not a coverage guarantee or quote.

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