Is Third-Party Car Insurance Essential? The Ultimate Guide

Direct answer

Yes, under the Motor Vehicles Act, 1988, it is legally mandatory for all vehicles plying on public roads in India to have at least a valid third-party insurance policy.

The Motor Vehicles Act, 1988 as amended by the Ministry of Road Transport and Highways. For additional information about the Motor Vehicles Act, see the Ministry of Road Transport and Highways website.


What this means for you

Yes, under the Motor Vehicles Act, 1988, it is legally mandatory for all vehicles plying on public roads in India to have at least a valid third-party insurance policy.

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