Direct answer
The cost of insuring a rare art collection depends on the total appraised value of the items, the security measures at your storage location, and your proximity to environmental risks. Premiums are generally calculated as a percentage of the total insured value, typically ranging from 0.5% to 1.5% annually.
Industry-standard inland marine insurance premium rating structures. For additional information about commercial property and specialty coverage guidelines, see the Insurance Information Institute‘s industry resources.
What this means for you
The cost of insuring a rare art collection depends on the total appraised value of the items, the security measures at your storage location, and your proximity to environmental risks. Premiums are generally calculated as a percentage of the total insured value, typically ranging from 0.5% to 1.5% annually.
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This page is informational and not a coverage guarantee or quote.