Direct answer
It depends on the local fire department response times, regional natural disaster history, and the proximity of your facility to high-risk industrial hazards.
Commercial property insurance underwriting guidelines based on ISO territory classifications. For additional information about how standardized territory classifications influence risk assessment, see the Insurance Services Office (ISO) website.
What this means for you
It depends on the local fire department response times, regional natural disaster history, and the proximity of your facility to high-risk industrial hazards.
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