Complete Guide: Does Vision Insurance Cover Contact Lenses?

Direct answer

It depends on your plan; many policies provide an annual allowance toward contact lenses, but you may have to choose between coverage for glasses or contacts rather than receiving both.

Industry-standard vision benefits limitations and exclusions clauses. For additional information about vision coverage guidelines and benefit structures, see the American Optometric Association‘s resource center.


What this means for you

It depends on your plan; many policies provide an annual allowance toward contact lenses, but you may have to choose between coverage for glasses or contacts rather than receiving both.

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This page is informational and not a coverage guarantee or quote.

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