Direct answer
It depends on whether your specific policy includes ‘Act of God’ or ‘Natural Peril’ clauses, as standard fire policies do not always automatically include storm, tempest, or flood coverage.
Standard policy wordings as defined by the Insurance Regulatory and Development Authority of India (IRDAI). For additional information about insurance regulations and consumer guidelines, see the Insurance Regulatory and Development Authority of India (IRDAI).
What this means for you
It depends on whether your specific policy includes ‘Act of God’ or ‘Natural Peril’ clauses, as standard fire policies do not always automatically include storm, tempest, or flood coverage.
AAROHI INSURANCE
Protecting Your Future with Confidence
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family’s protection.
This page is informational and not a coverage guarantee or quote.
2 Responses