Direct answer
Yes, most comprehensive long-term care policies include coverage for home health aides, though the specific amount reimbursed depends on the policy’s defined benefit limits and the elimination period selected.
Standard policy provision definitions used by top-tier long-term care insurance providers in the current market. For additional information about policy standards and coverage definitions, see the American Association for Long-Term Care Insurance’s resource center.
What this means for you
Yes, most comprehensive long-term care policies include coverage for home health aides, though the specific amount reimbursed depends on the policy’s defined benefit limits and the elimination period selected.
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