Ultimate Guide: Medicare and Pension Health Coverage

Direct answer

It depends on your employer’s plan rules; some plans require you to enroll in Medicare Part B as your primary insurer once you become eligible, while others allow you to delay.

Official CMS guidance regarding coordination of benefits between employer plans and Medicare. For additional information about how Medicare interacts with other insurance, see the Centers for Medicare & Medicaid Services‘ guidance on working past 65.


What this means for you

It depends on your employer’s plan rules; some plans require you to enroll in Medicare Part B as your primary insurer once you become eligible, while others allow you to delay.

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