The Essential Benefit of Exclusive Life Insurance Accounts

How does my factory location affect my insurance premium?

Direct answer The primary benefit is that the assets in a separate account are legally segregated from the insurance company’s general account assets, which provides protection for the policyholder if the insurer faces insolvency. It also allows the policyholder to choose specific investment vehicles, meaning performance depends on the underlying sub-accounts chosen rather than the […]

The Ultimate Guide to Safely Reporting Car Insurance Fraud

Direct answer You should report suspected fraud directly to your insurance company’s Special Investigations Unit (SIU) or via your state’s Department of Insurance fraud bureau website. Provide as much documented evidence as possible, such as names, dates, and photographic proof of the discrepancy. Coalition Against Insurance Fraud reporting guidelines and state regulatory filing procedures. For […]