Direct answer
It depends on your specific policy, as many standard home insurance plans do not include identity theft monitoring unless you have added a specific rider or endorsement to your coverage.
Standard policy declaration pages and individual insurance product disclosure statements. For additional information about what to do if your identity is stolen, see the Federal Trade Commission’s official recovery guide.
What this means for you
It depends on your specific policy, as many standard home insurance plans do not include identity theft monitoring unless you have added a specific rider or endorsement to your coverage.
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